Tag: Best Share Market Classes In Pune

What Is Passive Income Through Stocks and How to Build It?

Posted on August 25, 2025August 25, 2025 by Pranav Lodh

Passive income is a prudent way to generate wealth and build stability amidst uncertain times. Hence, many consider renting out properties or investing in startups to earn it.

But did you know, you can earn passively even with stocks? Yes! Passive income through stocks is gaining momentum as more seek extra income without investing much time or effort.

Hence, many aspirants who inquire about or enroll in our stock market classes in Pune also discuss earning passive income through stocks. They are eager to learn how to earn money passively through stocks that generate income with minimal or no effort. If you are one among them, you’ve come to the right place. Whether you are a professional, student, or housewife, if you are actively looking to earn passive income, here is a blog that explains how you can do it through stocks.

What is Passive Income Through Stocks?

Passive income is money that flows in regularly without requiring an ongoing active effort. As for stocks, it often refers to income streams generated from stock market investments. Such stock investments don’t require you to trade actively or indulge in daily stock buying and selling. So, in a way, such stocks are a ‘set it and forget it’ kind of thing. Nevertheless, you must remember, passive income isn’t a get-rich-quick program. Careful analysis and informed choice play as important a role as they do while choosing other stocks you would trade regularly.

This is where share market classes in Pune play a role! But before you enroll for a share market course, here is an overview of some options that can help you generate passive income via the stock market.

How to Earn Passive Income Through Stock – 5 Popular Options

From dividends to growth stocks, here are five stock market options for passive income.

1. Dividend Stocks

This is the most popular option. Dividends are a portion of profits that companies share with their shareholders periodically. Shareholders receive a dividend per share. Thus, the more shares you own, the more dividends you receive.

Earning dividends requires investing in established companies with a dividend payment history. Accordingly, look for companies with increased dividend payouts for 25+ years. Now, instead of using the payout income, you can also reinvest it and buy more shares with your dividends. This will help you compound your earnings over a period.

2. Stock Lending

Some brokerage firms let you temporarily lend out fully paid shares of select stocks you own to other investors or institutions, usually for short-selling. It helps you earn interest on the shares you lend. But lending stocks requires a brokerage firm that finds borrowers and manages the loan. Any risks? Yes – Borrower defaulting! However, reliable brokerage firms generally have measures to mitigate the risk. Hence, the choice of the firm matters.

3. Index Funds and ETFs

There are collections of stocks to track the performance of market indices like the Nifty 500. These indexes don’t pay dividends directly to the investor. But they help you diversify and leverage long-term potential growth with a relatively low fee.

How do you build this investment? Select a broad-market index fund or ETF in line with your risk tolerance and investment goals. Some funds focus on high-dividend stocks through which you can earn income over time.

From dividends to REITs the opportunities are waiting, Let FinEarn guide you to build smart passive income.

4. REITs (Real Estate Investment Trusts)

Passive income through property renting or leasing is a proven option. However, not everyone has a spare property at their disposal.

So, does that close the real estate option? No! Instead, REITs open it. These are investment options that help you invest in diverse real estate assets, including commercial properties that produce rental income.

You can invest in Indian REITs listed on the stock exchange, making this option liquid and easily accessible for Indian investors. Besides, while investing in REITs, look for those with high rental yields and long-term growth opportunities. REITs usually offer quarterly distributions based on rental income from properties.

5. Bonds and Fixed Income Stocks

Bonds are another traditional choice. Some options include government bonds, corporate bonds, or debenture stocks that companies from various sectors issue in the market. Many of these instruments provide regular coupon payments (interest) that you can use as passive income.

While choosing bonds, you must look for high-quality bonds from reputable companies. Besides, look for interest rates, maturity periods, and credit ratings to reduce risk.

Want to Unlock the Path to Passive Income? Join Fin Earn Share Market Academy!

One of the best share market classes in Pune, FinEarn Share Market Academy offers comprehensive courses that offer in-depth technical and strategic understanding of various stock market topics. So, whether you are an active trader or someone looking to build passive income, we cover you with our learning programs. Call us at +91 95618 61818 to speak with our experts and learn more about our courses.

Importance of Risk Management in the Post-COVID Era

Posted on June 14, 2025June 14, 2025 by Pranav Lodh

COVID-19, which was at its peak in 2020-21, was a global nightmare.

Layoffs, company closures, and uncertainties had gripped us all, leaving us in despair.

But amidst all the bad experiences, the COVID era taught us many lessons.

One of them was the importance of risk management.

The hardships of COVID underlined why managing risks is important to sail through tough times easily, particularly by creating additional sources of income like the share market.

Risk management forms a significant aspect of our stock market courses in Pune.

But let’s also learn from history to avoid those mistakes and see why risk management is crucial after COVID and how share markets and the best share market courses in Pune help.

Understanding Risk Management – For Individuals as Much as Corporates!

Risk management doesn’t merely apply to corporate companies but also to individuals.

Essentially, managing risks is about anticipating potential setbacks and preparing for them. It is about asking, what could go wrong, and how do I protect myself for tomorrow.

COVID-19 was a massive wake-up call for everyone in the world. It made people realize how harmful relying on a single source of income could be and why you must have an extra layer of financial security to stay afloat.

Why Risk Management Matters More in the Post-COVID Era?

Let’s see why risk management isn’t just good but essential after COVID.

Increased Volatility: The world has become more unpredictable and volatile than ever. Rising geopolitical turmoil, economic recessions, and the dynamic landscape make it crucial to be strategically and financially prepared.

Changing Job Spectrum: COVID encouraged companies to adopt remote working and automation, making conventional job security history. Many people are exploring the gig market and freelancing opportunities along with their regular jobs.

Personal Emergencies: From unforeseen medical bills to making emergency savings, COVID reinforced how quickly life can take a turn. Personal emergencies thus form a significant aspect of managing risks in today’s times.

The above emphasizes the significance of creating an additional income source. With extra money on hand, you can prepare for uncertainties and volatility better.

So, is investing in the share market an alternative then?

How Can Share Market Trading Contribute to Better Risk Management After COVID?

Adding sources of income refers to diversifying the streams of income. And this is where share market trading and investing step in.

Honestly, during lockdowns, many people reassessed how they earn money. As a result, some of them turned to stock market trading – not to get rich quickly but at least to survive.

And that made sense then as much as it does now!

When you trade or invest wisely, share markets can help you generate passive income, providing a cushion to the main source, particularly when there’s a disruption.

But here’s the kicker! Investing or trading isn’t devoid of risks. Prices fluctuate. Markets rise and crash. So, is this idea a contradiction to risk management? No. The best share market classes in Pune help you master risk management techniques. Here’s a quick overview.

Don’t Just Hope to Survive Uncertainty — Learn to Thrive! Master Risk Management with Our Share Market Courses in Pune or Online at Finearn Today!

How to Manage Risks in the Share Market – Overview

Share market risk management is an extensive topic. But here are some basic guidelines.

Know Your Goals: Establish your financial goals and work towards fulfilling them. Avoid wandering and trading aimlessly. It can lead to abrupt choices.

Knowledge is the Key: Understand how the markets work and the various trading techniques to leverage the right ones at the right time.

Make Informed Decisions: Impulsive choices can lead to losses. Analyze stocks, situations, and companies based on your financial goals to make educated decisions.

Look at the Bigger Picture: Don’t always chase quick profits. Some stocks are long-term players. Focusing on steady growth and resilience denotes risk-awareness.

Control Your Emotions: Markets run on sentiments. But don’t let yours overwhelm you with ups and downs. Stay controlled and focus on your goals.

Diversify: This is fundamental to stock market trading and investing. Don’t invest all your capital in a single asset. Diversify as much as possible to reduce risks.

Prepared to Combat Risks Effectively?

EMS is one of the best places to learn how to manage risks and trade in the share market. Our comprehensive share market and future and options trading classes in Pune help you learn how to invest, trade, and earn confidently.

Important Update!

EMS has now evolved into Finearn Share Market Academy.

But only the name has changed. Our commitment to excellence and approach are the same.

We also are happy to expand our offerings to classroom and online learning options.

As an institute, we are sure this will help strengthen our position in the list of the top 10 best online share market classes in Pune.

So, join us at Finearn and benefit from our expert guidance that meets modern flexibility. Call us at +91 95618 61818 to know more.

Effect of US Is Imposing Extra Tariffs on India’s

Posted on April 7, 2025April 11, 2025 by site_admin

Recently, the United States decided to impose higher taxes, known as tariffs, on many goods imported from India. This decision is a response to what the US sees as unfair trade practices by India. Let’s break down what this means, why it’s happening, and how it might affect both countries, especially India.

Why Did the US Take This Step?

The US has long complained that India charges high taxes on goods coming into the country. For example, while the US charges just 2.5% tax on cars coming from other countries, India charges as much as 70% on cars coming from the US. In other areas like electronics and food items, India’s import taxes are also much higher than those of the US.

Here are a few examples:

Cars: 2.5% tax in the US vs. 70% in India

Electronics like routers: No tax in the US vs. 10–20% in India

Apples: No tax in the US vs. 50% in India

Rice (with husk): Less than 3% in the US vs. up to 80% in India

The US also says India makes it hard to do business by having too many rules, licenses, and strict product standards. According to a US trade report, if India made it easier to trade, the US could sell over $5 billion more goods every year to India.

What Will Happen to Indian Exports?

From April 9, 2025, Indian goods entering the US will face a new tax of 27%. This means American buyers will have to pay more for Indian goods, which might make them less interested in buying them. Here are the main sectors that could be affected:

1. Textiles and Clothing
India exported over $8 billion worth of clothing and textiles to the US in 2024. These products usually have low profit margins, so even a small tax increase can make them too expensive. However, India might still be better off than competitors like Bangladesh, Sri Lanka, and Vietnam, whose goods are now facing even higher US taxes.

2. Pharmaceuticals (Medicines)
Indian pharmaceutical stocks took a major hit on Friday after US President Donald Trump hinted at potential import tariffs on medicines. This unexpected announcement shook investor confidence, especially after a recent wave of optimism that the sector would be exempt from new trade barriers.

3. Electronics and IT Products
India exports things like smartphones, switches, and routers. The US currently doesn’t tax these products, but India does. So, the US will now do the same in return. This might hurt India’s growing electronics business, although semiconductors (a key export) are exempt from the new tax.

4. Agriculture
India exports seafood, rice, and vegetable products worth about $5 billion to the US. These will now face higher taxes, which could reduce their demand.

5. Automobile Components
Most car parts and two-wheelers from India are not affected by this new tax directly. However, under another US law, they may still face a 25% tax, which can make them more expensive for US buyers.

Trade wars affecting markets? Stay ahead with EMS – enroll in our industry recognized share market classes and grow your wealth strategically.

What Can India Do?

1. Talk It Out
India and the US are already in discussions to create a new trade agreement. India can use this situation as a reason to speed up talks and work out a fair deal. Areas like digital trade, product standards, and tariffs could be included in these discussions.

2. Study the Impact
Indian businesses should study how these new taxes will affect their supply chains and profits. By understanding which products are most affected, they can make better decisions.

3. Find New Opportunities
Some of India’s competitors are facing even higher tariffs. This could help Indian businesses find new customers or grow their presence in the US market by being slightly more affordable than others.

Conclusion

The trade fight between India and the US could be challenging, especially for Indian exporters. But it also gives India a chance to rework trade policies and strengthen its global trade relationships. With smart planning and negotiation, India can manage these new challenges and possibly even turn them into opportunities. To better understand such economic shifts, learn more with EMS – Pune’s trusted stock market institute.